Break-even Price Calculator

Calculate the minimum listing price needed for your IPO investment to become profitable after all costs and charges.

IPO Break-even Calculator

Investment Details

Break-even Analysis

Total Investment: ₹0
Brokerage Cost: ₹0
GST (18%): ₹0
STT (0.1%): ₹0
Total Charges: ₹0
Break-even Price: ₹0
5% Profit Target: ₹0
10% Profit Target: ₹0
Key Insight

Enter your investment details to see break-even analysis

Cost Breakdown Analysis

Understanding Break-even Analysis

Break-even analysis helps you determine the minimum price at which you need to sell your IPO shares to recover your total investment including all costs.

Basic Formula

Break-even Price = (Total Investment + All Costs) ÷ Number of Shares

Example: Investment ₹10,000 + Costs ₹200 = ₹10,200 ÷ 100 shares = ₹102 per share

Cost Components

  • • Brokerage (0.1% - 0.5%)
  • • STT - Securities Transaction Tax (0.1%)
  • • GST on brokerage (18%)
  • • Exchange transaction charges
  • • DP charges (₹15-25)
  • • SEBI charges & Stamp duty

Profit Planning

Set realistic profit targets above your break-even price for better investment planning.

Safety Margin: Aim for 5-10% above break-even to account for market volatility

Complete Cost Structure

Buy-side Costs

Brokerage (Buy) 0.1% - 0.5%
Transaction Charges ₹20 - ₹50
GST on Brokerage 18%
Stamp Duty 0.015%

Sell-side Costs

Brokerage (Sell) 0.1% - 0.5%
STT (Equity Delivery) 0.1%
DP Charges ₹15 - ₹25
SEBI Charges ₹10 / Crore

Real Break-even Scenarios

Learn from practical examples of break-even calculations for different investment amounts and broker types

Small Retail Investor

₹15,000 Investment

Issue Price: ₹100
Shares: 150 shares
Brokerage (0.3%): ₹45
Total Costs: ₹125
Break-even Price: ₹100.83

Analysis:

  • • Needs only 0.83% gain to break even
  • • Low absolute cost impact
  • • Good for conservative investors

Active Investor

₹50,000 Investment

Issue Price: ₹250
Shares: 200 shares
Brokerage (0.25%): ₹125
Total Costs: ₹285
Break-even Price: ₹251.43

Analysis:

  • • Needs 0.57% gain to break even
  • • Better cost efficiency
  • • Optimal for regular investors

HNI Investor

₹2,00,000 Investment

Issue Price: ₹500
Shares: 400 shares
Brokerage (0.1%): ₹200
Total Costs: ₹495
Break-even Price: ₹501.24

Analysis:

  • • Needs only 0.25% gain to break even
  • • Excellent cost efficiency
  • • Ideal for large investments

Using Break-even for Investment Decisions

Learn how to use break-even analysis for better IPO investment planning and risk management

Strategic Applications

Exit Planning

Set your exit price targets based on break-even plus desired profit margin. This helps in booking profits at the right time.

Risk Assessment

Compare your break-even price with expected listing price range to assess investment risk before applying.

Position Sizing

Use break-even analysis to determine optimal investment amount based on your risk tolerance and portfolio size.

Broker Comparison

Compare break-even prices across different brokers to choose the most cost-effective option for your investment size.

Break-even Decision Matrix

Low Risk (Break-even < 2% above issue price)

Safe investment with minimal cost impact. Good for conservative investors.

Medium Risk (Break-even 2-5% above issue price)

Moderate cost impact. Ensure strong fundamentals before investing.

High Risk (Break-even > 5% above issue price)

High cost impact. Consider increasing investment amount or different broker.

Pro Tip

Always add a 5-10% safety margin above your break-even price to account for market volatility and ensure profitable exits.

Frequently Asked Questions

Common questions about break-even analysis and IPO cost calculations

What is break-even price in IPO investing?

Which costs should I include in break-even calculation?

How does investment amount affect break-even percentage?

Should I set profit targets above break-even price?

Do different brokers affect my break-even price significantly?

How should I use break-even analysis for IPO decisions?